Navigating the world of mortgage loans can feel overwhelming, especially for first-time homebuyers. With various types of loans, interest rates, and terms to consider, it’s crucial to understand the fundamentals before making a commitment. This guide will break down everything you need to know about mortgage loans, from the basics to the more intricate details, ensuring you are well-equipped to make informed decisions. A cozy living room that feels like home. What is a Mortga